Loans for your business

If you dream to make your business develop, but you don't have sufficient financial resources, Mobiasbanca offers your fast and affordable financing solutions for both current needs, as well as for investment or financing of any expense!

Potential customers:

  • Authorized persons (private legal offices/lawyers associations, legal experts, baillifs, notaries, translators, mediation associations)
  • Individual enterprises
  • Farmers
  • Legal entities (commercial societies)
  • Private individuals with entrepreneurial activity

Minimal experience of the applicant - 3 months or 12 months for agricultural sector.

Applicants receive specialized consultancy regarding the choice of the loan, adapted to their needs.

Details about loans for your business


Microloans for current necessities

MICROLOANS for working capital represent the perfect solution for your business if...
you need to cover the daily costs, by having regular payments, but the receivables are supposed to come later.

  • Currency - MDL, USD, EUR
  • Loan amount — unlimited, beginning with 20 000 MDL or equivalent in USD/EUR
  • Maximum maturity - up to 24 months
  • Guarantees: without guarantees for loans up to 150 000 MDL; flexible approach to guarantees
  • For loans without guarantees, the examination period may last up to 2 operational days!

Advantages

  • Fast decision on loan
  • Customers can ask for a grace period of up to 6 months when they need it
  • Minimum pack of documents

Microloans for investment

MICROLOANS for investment are the most optimal solution for your business if...
you need a new car/machinery/equipment or you need to introduce an innovation and you don’t have the necessary funds.

  • Currency— MDL, USD, EUR
  • Loan amount - unlimited, beginning with 20 000 MDL or equivalent in USD/EUR
  • Maximum maturity - up to 60 months
  • Guarantees: without guarantees for loans up to 150 000 MDL; flexible approach to guarantees

Advantages

  • Financing of all types of investments
  • Reimbursment in relation with the liquidity of the business
  • Possibility to offer as a guarantee the financed good

ImoPro

The loan intended for commercial property is your perfect business match if...
you want to buy, to build or to finish the building process of a real property, to repair, to buy land for construction, for commercial use or for agricultural use.

  • Currency— MDL, USD sau EUR
  • Loan amount - up to 100% of the cost of the project
  • Maximum maturity – up to 120 months
  • Guarantees - Fixed and variable assets

Advantages

  • Financing the entire project
  • Extended loan term, of up to 10 years depending on the financed asset
  • Grace period adapted to the type of investment, which can be up to 6 months

Leasing

Financing through LEASING is the best opportunity for your Business if…
You decided to modernize your business activity and need transport, machinery, and equipment for successful realization of all your plans.

  • Currency - MDL, USD
  • Loan amount - up to 80% of the cost of the project
  • Maximum maturity – up to 60 months
  • Guarantees - asset financed through leasing
  • Personal funds required – starting from 20%

Advantages

  • No need in guarantees, the financed asset representing the guarantee
  • The possibility to use more effectively your personal funds
  • Instead of paying the rent – you pay for your personal asset


Loans for PERSONAL needs

Even if you are an entrepreneur, you have your own dreams and aspirations! Mobiasbanca offers you fast methods of financing your personal needs, according to your dreams.

Potential customers:

  • Authorized persons (private legal offices/lawyers associations, legal experts, bailiffs, notaries, translators, mediation associations)
  • Owner of a legal person/effective beneficiary, who declares his/her revenues gained from entrepreneurship as a source of total or partial reimbursement

Details about loans for PERSONAL needs


IpotecaPro

Home loan gives you the possibility to buy a finished real estate, or one in construction

  • Currency - MDL
  • Loan amount - up to 100% of the cost of the project
  • Maximum maturity – up to 84 months
  • Guarantees - fixed assets

Advantages

  • Financing the entire property
  • Loan term and payback period adapted
  • You can choose the most convenient method of calculating the interest rate – the floating interest rate or based on the public index CHIBID/CHIBOR 6M


ProsperPro

With a loan for personal needs with guarantees you have the opportunity to concentrate on the most valuable personal projects.

  • Currency - MDL
  • Loan amount- up to 2 000 000 MDL
  • Maximum maturity – up to 60 months
  • Guarantees - fixed assets

Advantages

  • Customers don’t have to specify the purpose of the loan
  • Partial grace period of up to 6 months during which customers have to pay only the commissions and the interest
  • Flexibility of the reimbursement: constant or decreasing amount
  • Can be used to satisfy any personal need

 



To_To Pro

With a loan for personal needs with no guarantees guarantees is easier to gain the necessary funds for emergencies or valuable goods.

  • Currency - MDL
  • Loan amount - up to 80 000 MDL
  • Maximum maturity – up to 60 months
  • Guarantees - without real mortgage

Advantages

  • Customers don’t have to specify the purpose of the loan
  • Comfortable in terms of reimbursement, the schedule being adapted to your necessities
  • Credit application form rapidly processed


ECOnom

Loans for financing energy efficient projects are meant to reduce from excessive thermal energy and heating bills.

  • Currency - MDL
  • Loan amount - beginning with 10 000 up to 2 000 000 MDL
  • Maximum maturity - up to 48 months for assured loans and up to 84 months for unsecured loans
  • Guarantees - up to 100 000 MDL without mortgage; flexible approach to guarantees

Advantages

  • The best interest rate for personal loans
  • It is an invention generating multiannual savings
  • You have the possibility to obtain a financial support of up to 20% of the total value of the loan issued