Savings accounts

Savings account l’Avantage

Savings account in MDL, EUR and USD, which combines the advantages of a current account with those of a term deposit

Assure a financial reserve for unforeseen situation
Allows keeping savings safely.

Currency: MDL, EUR, USD

Time period – indeterminate

Minimum balance to be permanently maintained in the account: 1000 MDL, 100 EUR, 100 USD

Interest rate is floating, correlated to the level of interest from the market.

Capitalization of interest is calculated quarterly on fixed dates regardless of date of opening account: the first day of each calendar quarter.
The interest calculation is performed proceeding from the actual account balance.

Allowed operations (with the minimum balance):

  • Cash deposits
  • Cash withdrawals 

Availability – immediately, at any unit of Mobiasbanca. l'Avantage may be closed at any time at the unit where was opened.

Required documents for opening a savings account:

  • original and one copy of the identification card 

If the account is opened by a entitled person, the documents mentioned above shall be submitted:

  • a copy of the Identity Card of the account holder, notary certified
  • original or an notary authenticated copy of the act (proxy) which certifies the powers of the person to open current account, savings account and other documents required for opening bank accounts. 

Advantages:

  • Safety: the savings from the l’Avantage are guaranteed according to ceiling by the Deposit Guarantee Fund from the banking system.
  • Accessibility: minimum balance is only 1000 MDL, 100 EUR, 100 USD
  • Flexibility: At any time you can make operations of cash deposition or withdrawal taking into consideration the minimum balance account and without affecting the interest that is paid up.
     

The account can be opened at any unit of Mobiasbanca.


Pension Savings Account

A savings account in MDL, EUR and USD, which combines the advantages of a current account with those of a term deposit, for pensioners*

* Retired – Individual resident, citizen of Republic of Moldova who reached the retirement age under the laws in force.

Provides a financial reserve for unforeseen situations.
Provides safety.

Currency: MDL, EUR, USD

Time period: indeterminate

Minimum balance to be maintained permanently in account: 100 MDL, 10 EUR, 10 USD

Interest: floating
Interest calculation is performed proceeding from the actual account balance.
Interest is paid monthly.
Capitalization of interest is performed monthly.

Allowed operations (with the minimum balance):

  • Cash deposits
  • Withdrawals of cash 

Availability – immediately, at any unit of Mobiasbanca. Pension Savings Account may be closed at any time at which the unit was opened.

Documents required:

  • original and one copy of the identification card
  • original and one copy of the pension card 

If the account is opened by a entitled person, the documents mentioned above shall be sub​mitted:

  • a copy of the Identity Card of the account holder, notary certified 
  • a copy of pension certificate, notary certified 
  • original or an notary authenticated copy of the act (proxy) which certifies the powers of the person to open current account, savings account and other documents required for opening bank accounts.  

Advantages:

  • Safety: The means from the Pension Savings Account are guaranteed according to ceiling by the Deposit Guarantee Fund from the banking system
  • Accessibility: minimum balance is only 100 MDL, 10 EUR, 10 USD.
  • Profitability: Interest paid to Pension Savings Account exceeds that of a regular savings account
  • Flexibility: At any time you can make operations of cash deposition or withdrawal taking into consideration the minimum balance account and without to affecting the interest that is paid up. 

The account can be opened at any unit of Mobiasbanca. 

Interest rates on deposits