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Salary Overdraft

Your contingency plan, which you have access to at any time through your salary card

Up to 50 000 MDL,

or a maximum of 3 net salaries

The duration coincides

with the validity term of the card

You only reimburse monthly

the interest on the amount used

If you are faced with an unforeseen situation or simply need a reserve of money that you can rely on up to salary, overdraft is the right solution.

Authorized account overdraft is a credit that is attached to your salary card, through which you can receive up to 3 net salaries directly into the account. The salary overdraft does not have a declared destination and respectively, the expenses do not have to be justified, and you pay the interest only for the amount used.

Your advantages

  • Maximum amount financed: 50 000 MDL or maximum 3 net salaries
  • Duration: coincides with the expiration date of the card
  • Advantageous interest
  • Zero file analysis commission
  • The interest is calculated only for the amounts used
  • Automatic debt settlement, when the salary is transferred to the account
  • Without justification of expenses
  • No pledge or guarantors

Eligibility criteria

You are eligible for an overdraft if you meet the following conditions:

  • You are a citizen of the Republic of Moldova
  • You have a residence visa in the Republic of Moldova
  • You are an employee of a company, which has concluded a Salary Project agreement with the Bank
  • You have at least 4 months of activity with the current employer and a fixed-term employment contract

Accepted income

  • Salary income

Required documents