Loans for purchase of goods from partners

RETAIL Loan – ONLY WITH IDENTITY CARD!

RETAIL Loan – ONLY WITH  IDENTITY CARD is granted to individuals to purchase goods and pay services in retail stores of project partners’ offices (more than 270 companies specialized in merchandise goods and services, including travel agencies).

RETAIL Loan – ONLY WITH  IDENTITY CARD  for purchasing the following products:

  • Appliances
  • Technical computing and office
  • Furniture, windows, doors
  • Building materials, construction metaloplast, technical health
  • Heating systems
  • Mobile phones and accessories
  • Travel agents
  • Medical Services
  • Sewing machines
  • Parts for motor vehicles
  • Cards for sports clubs
  • Installation services of gas and sewerage
  • Other (carpets, Zepter products, scooters...) 

What is a RETAIL Loan – ONLY WITH  IDENTITY CARD?

  • A credit of 500 up to 10 000 lei
  • No pledge! No warranty!
  • Commission for credit granting: 0%
  • Term of credit: 3-12 months (the loan can be reimbursed before maturity)

How to get a RETAIL credit?

  • You decide what goods/services to buy in any retail stores of project Partners.
  • From the store manager you receive the store invoice (related to the product/service to be purchased).
  • With the store invoice and the original of the identification card you go to any branch of the Bank.
  • The Bank takes the decision to offer the credit, informs you about the possible credit amount and prepares the necessary documents for credit issuing.
  • After signing the documents of credit issuing, you pay an advance of at least 20% of the price of the goods/services.
  • The Bank transfers the credit amount (and the advance amount depending on the situation) on the Current account of the project Partner.
  • You go back to the store, then – at home with your purchase.
  • Repay the loan monthly according to a preset graphic.

Conditions to be met:

  • To be a citizen of Republic of Moldova
  • To have residence in Moldova
  • Stable job position (minimum 4 months)
  • The cumulated income of the family members is taken into consideration.

 


 

RETAIL Loan – 0%!

RETAIL Loan – 0% is granted to individuals to purchase goods and pay services in retail stores of project partners’ offices with „0%” interest rate.

RETAIL Loan – 0% for purchasing the following products:

  • Appliances
  • Technical computing and office
  • Building materials
  • Mobile phones and accessories
  • Sports articles (bicycles, roles, skateboards etc.)

What is a RETAIL Loan – 0%?

  • A credit of 500 up to 10 000/60 000* lei
  • No pledge! No warranty!
  • Administration commission 0%/0,3*%
  • Term of credit: 3-6/12* months (the loan can be reimbursed before maturity)

*For purchasing of goods in retail stores of project partner’s „Bicomplex” SRL

How to get a RETAIL Loan – 0%?

  • You decide what goods/services to buy in any retail stores of project Partners.
  • From the store manager you receive the store invoice (related to the product/service to be purchased).
  • With the store invoice and the original of the identification card you go to any branch of the Bank.
  • The Bank takes the decision to offer the credit, informs you about the possible credit amount and prepares the necessary documents for credit issuing.
  • After signing the documents of credit issuing, you pay an advance of at least 20% of the price of the goods/services.
  • The Bank transfers the credit amount (and the advance amount depending on the situation) on the Current account of the project Partner.
  • You go back to the store, then – at home with your purchase.
  • Repay the loan monthly according to a preset graphic.Conditions to be met:
  • To be a citizen of Republic of Moldova
  • To have residence in Moldova
  • Stable job position (minimum 4 months)
  • The cumulated income of the family members is taken into consideration.

Partners:

ICS AV „Alina Electronic” SRL (Alina Electronic) 836-750
ICS BM „Tehnotrade” SRL (Bomba) 270-335
„Mobicel SRL (Conect) 201-372; 222-111
„Profil Constructia” SRL (Foxtrot) 870-550; 0800 66-666
„Neuron SRL (Neuron) 837-837
„Gama Computer SRL (Neuron) 273-322; 275-567
„Daac-Velo-Sport” (GIANT) 430-700
„Interacces-M” SRL (Conect) 226-225; 212-662
„Bicomplex” SRL (Bicomplex) 505-090; 537-991
„Neomatrix” SRL (Matrix) 214-214
„Lavric-Com” SRL (Matrix ) 214-214
„RED POINT” SRL (Lumea Laptopurilor/RED POINT) 838-300
„Avecom-Net” SRL (IPPON) 0 (236) 28-632; 22-453
„TINA” SRL (TINA) 582-070
 

RETAIL Loan — buy now, pay later!


 

Loan – RETAIL buy now, pay later!

Credits are granted to individuals to purchase goods and pay services in retail stores of project partners' offices. (more than 250 companies specializing in merchandise goods and services, including travel agencies).

Loan RETAIL to purchase following products:

  • Appliances
  • Technical computing and office
  • Furniture, windows, doors 
  • Building materials, construction metaloplast, technical health
  • Heating systems
  • Mobile phones and accessories
  • Travel agents
  • Medical Services
  • Sewing machines
  • Parts for motor vehicles
  • Cards for sports clubs
  • Installation services of gas and sewerage
  • Other (carpets, Zepter products, scooters...)

What RETAIL credit is?

  • A credit of up to 500 to 60 000 lei
  • No pledge. No warranty.
  • Term of credit up to 24 months (the loan can be paid in advance of deadline)

How to get a RETAIL credit?

  • You decide what good or services to buy in any retail stores of project partners
  • From the store manager you receive:
    • certificate of credit receiving (certificate completed and stamped at work, with your salary specified)
    • store invoice (related to the product or service to be purchased)
  • With the completed documents, copy and the original of the identification card go to the bank
  • The bank decides to offer or not the credit, the possible amount and prepares the necessary documents for credit issuing
  • The Bank pay the good or service you choose
  • Go back to the store, then – take you purchase
  • Repay the loan monthly according to a preset graphic
  • Bring other documents requested by the bank

Conditions to be meet:

  • To be a citizen of Republic of Moldova
  • To have residence in Moldova
  • Stable job position (minimum 4 months) 

 

Additional information you can learn at any bank's unit.
Contactell Service 022 256-456