Secured loans

 

Credit Period: up to 84 months

Purpose: personal needs. (For example: wedding, holiday, costs related to childbirth, renovating apartment/ house, car repair, purchase of furniture, refinancing loans from other banks, etc)

Loan amount: from 100 001 till 700 000 MDL

Required documents:

  • Identification card
  • Request for credit
  • Certificate concerning the function held and the salary
  • Statement of income (registered at the tax inspectorate) if it is necessary
  • Other documents that might confirm the existence and the source of additional income
  • Extract from the Real Estate Register for property to be pledged
  • Documents confirming ownership of the property (original and copy)
  • Report on assessment of property performed by an independent expert
  • Real estate book
  • City Hall permission to pledge the right of use/lease of the land related to real estate (in case if the land is not redeemed)
  • Other documents requested by the bank 

Advantages:

  • Accomplish your ideas!
  • Start a new business!
  • Finance any expenses!
  • The income hold by the family is taking into consideration when approval decision is taken!

Additional information you can learn at any bank's unit or call to Call Center at the phone number 022 256 456.