Loans for your business

If you dream to make your business develop, but you don't have sufficient financial resources, Mobiasbanca offers your fast and affordable financing solutions for both current needs, as well as for investment or financing of any expense!

The development of an enterprise has ups and downs, but what remains unchanged is that there is always a need for financial resources. Even if the need is not acute, a budget surcharge is never inappropriate. A credit can be advantageous if it is chosen according to the needs, but also with the company's capabilities.

At any Mobiasbanca office, you will be met with a willingness to help, any question you will ask will be kindly answered, and you’ll get help to choose the optimal financing solution for you. You have a list of the necessary documents for the convenience and speed of completing the loan application file.

Potential customers:

  • Authorized persons (private legal offices/lawyers associations, legal experts, baillifs, notaries, translators, mediation associations).
  • Individual enterprises.
  • Farmers.
  • Legal entities (commercial societies).
  • Private individuals with entrepreneurial activity.

Minimal experience of the applicant - 3 months or 12 months for agricultural sector.

Applicants receive specialized consultancy regarding the choice of the loan, adapted to their needs.

Details about loans for your business


Microloans for current necessities

MICROLOANS for working capital represent the perfect solution for your business if...
you need to cover the daily costs, by having regular payments, but the receivables are supposed to come later.

  • Currency - MDL, USD, EUR.
  • Loan amount — unlimited, beginning with 20 000 MDL or equivalent in USD/EUR.
  • Maximum maturity - up to 24 months.
  • Guarantees: without guarantees for loans up to 150 000 MDL; flexible approach to guarantees.
  • For loans without guarantees, the examination period may last up to 2 operational days!

Advantages

  • Fast decision on loan.
  • Customers can ask for a grace period of up to 6 months when they need it.
  • Minimum pack of documents.

Microloans for investment

MICROLOANS for investment are the most optimal solution for your business if...
you need a new car/machinery/equipment or you need to introduce an innovation and you don’t have the necessary funds.

  • Currency— MDL, USD, EUR.
  • Loan amount - unlimited, beginning with 20 000 MDL or equivalent in USD/EUR.
  • Maximum maturity - up to 60 months.
  • Guarantees: without guarantees for loans up to 150 000 MDL; flexible approach to guarantees.

Advantages

  • Financing of all types of investments.
  • Reimbursment in relation with the liquidity of the business.
  • Possibility to offer as a guarantee the financed good.

ImoPro

The loan intended for commercial property is your perfect business match if...
you want to buy, to build or to finish the building process of a real property, to repair, to buy land for construction, for commercial use or for agricultural use.

  • Currency— MDL, USD sau EUR.
  • Loan amount - up to 100% of the cost of the project.
  • Maximum maturity – up to 120 months.
  • Guarantees - Fixed and variable assets.

Advantages

  • Financing the entire project.
  • Extended loan term, of up to 10 years depending on the financed asset.
  • Grace period adapted to the type of investment, which can be up to 6 months.

Leasing

Financing through LEASING is the best opportunity for your Business if…
You decided to modernize your business activity and need transport, machinery, and equipment for successful realization of all your plans.

  • Currency - MDL, USD.
  • Loan amount - up to 80% of the cost of the project.
  • Maximum maturity – up to 60 months.
  • Guarantees - asset financed through leasing.
  • Personal funds required – starting from 20%.

Advantages

  • No need in guarantees, the financed asset representing the guarantee.
  • The possibility to use more effectively your personal funds.
  • Instead of paying the rent – you pay for your personal asset.


Loans for PERSONAL needs

Even if you are an entrepreneur, you have your own dreams and aspirations! Mobiasbanca offers you fast methods of financing your personal needs, according to your dreams. Whether you want to buy a home or need resources for valuable things or urgent needs, if you choose a suitable credit, the problem can be solved much easier.

Even more, you have the chance to get some benefits from your work. Credit repayment offered by Mobiasbanca is flexible, the amounts can be adjusted for individual comfort. Each of the credit options offered to you personally has its advantages, so you can choose them according to your needs and personal possibilities.

Potential customers:

  • Authorized persons (private legal offices/lawyers associations, legal experts, bailiffs, notaries, translators, mediation associations).
  • Owner of a legal person/effective beneficiary, who declares his/her revenues gained from entrepreneurship as a source of total or partial reimbursement.

Details about loans for PERSONAL needs


IpotecaPro

Home loan gives you the possibility to buy a finished real estate, or one in construction

  • Currency - MDL.
  • Loan amount - up to 100% of the cost of the project.
  • Maximum maturity – up to 84 months.
  • Guarantees - fixed assets.

Advantages

  • Financing the entire property.
  • Loan term and payback period adapted.
  • You can choose the most convenient method of calculating the interest rate – the floating interest rate or based on the public index CHIBID/CHIBOR 6M.


ProsperPro

With a loan for personal needs with guarantees you have the opportunity to concentrate on the most valuable personal projects.

  • Currency - MDL.
  • Loan amount- up to 2 000 000 MDL.
  • Maximum maturity – up to 60 months.
  • Guarantees - fixed assets.

Advantages

  • Customers don’t have to specify the purpose of the loan.
  • Partial grace period of up to 6 months during which customers have to pay only the commissions and the interest.
  • Flexibility of the reimbursement: constant or decreasing amount.
  • Can be used to satisfy any personal need.

 



To_To Pro

With a loan for personal needs with no guarantees guarantees is easier to gain the necessary funds for emergencies or valuable goods.

  • Currency - MDL.
  • Loan amount - up to 80 000 MDL.
  • Maximum maturity – up to 60 months.
  • Guarantees - without real mortgage.

Advantages

  • Customers don’t have to specify the purpose of the loan.
  • Comfortable in terms of reimbursement, the schedule being adapted to your necessities.
  • Credit application form rapidly processed.


ECOnom

Loans for financing energy efficient projects are meant to reduce from excessive thermal energy and heating bills.

  • Currency - MDL.
  • Loan amount - beginning with 10 000 up to 2 000 000 MDL.
  • Maximum maturity - up to 48 months for assured loans and up to 84 months for unsecured loans.
  • Guarantees - up to 100 000 MDL without mortgage; flexible approach to guarantees.

Advantages

  • The best interest rate for personal loans.
  • It is an invention generating multiannual savings.
  • You have the possibility to obtain a financial support of up to 20% of the total value of the loan issued.