Picture

Savings account Avantaj

Have the benefits of a current account and a term deposit in one savings account

You save advantageously

 in MDL, EURO, USD

You save in the long run

and have immediate access to funds

Flexibility in management

 with deposits and withdrawals allowed

If you have decided to put money aside for great plans for the future or for unforeseen situations, choose the Advantage savings account and benefit from mobility, unlimited access to funds, advantageous interest rates and many other advantages.

Your advantages

  • You can open a savings account in MDL or currency (EURO, USD) with an interest higher than that applied to a current account
  • The interest depends on the account balance
  • You can increase your savings rate due to the capitalization effect of interest
  • You have access to money at any time, without losing the accrued interest, provided you keep the minimum balance
  • You can deposit money at any time, up to the maximum ceiling: cash at the counter or by intra / inter-bank transfers
  • Transfer money from your current account for free and in seconds, through OTP Internet and Mobile Banking
  • Save automatically by activating scheduled payments (including OTP Internet and Mobile Banking)
  • You have ZERO account opening and administration fees
  • Keep your savings safe: your funds are guaranteed within the ceiling set by the Deposit Guarantee Fund

Cont de economii
Cont de economii
Valuta
Perioada
Suma depozitului

Cont de economii
Rata dobânzii
Tipul perioadei
Venit pe perioadă
Venit total
Suma totală
Graficul plăților
Calculul estimativ realizat prin intermediul calculatorului de credit este orientativ şi nu are valoare contractuală. Dobânda anuală efectivă (DAE) este stabilită în următoarele condiţii: creditul este tras imediat şi integral creditul va fi rambursat conform graficului indicat rata dobânzii şi celelalte costuri vor rămâne fixe în raport cu nivelul iniţial şi se aplică pe toată perioada creditului. Graficul poartă un caracter exemplificativ, calculat pe baza ratelor standard. Dobânda finală poate să difere și se va aproba în baza anumitor criterii prestabilite și în dependență de ofertele speciale existente la moment. Pentru mai multe detalii, rugăm să vă adresați la consilierul dvs. personal sau să contactați Call Center, 022 256 456

Characteristics

  • Currency: MDL, USD or EURO
  • Minimum amount to set up / minimum balance: 1000 MDL / 100 USD / 100 EURO
  • Maximum amount: unlimited, according to the conditions established by the Bank
  • Term (maturity): 1460 days
  • Possible deposits and withdrawals, subject to the minimum balance
  • Interest: floating, correlated with the level of interest on the market
  • Interest payment: quarterly, with capitalization
  • Calculation of interest: based on the actual balance in the account
  • Liquidation: on request, only at the unit where the account was opened

Eligibility criteria

Resident or non-resident individuals who have reached the age of 18.

Required documents

In case of account opening by the holder:

  • Copy and original of the identity document (identity card or passport)
  • Other documents, as appropriate

 

In case the account is opened by an authorized person:

  • Copy of the identity document of the account holder, notarized
  • The identity document of the authorized person in original and its copy
  • Notarized document or copy of the document (power of attorney) certifying the person's powers to open the account, savings account and other documents necessary for opening bank accounts
  • Other documents, as appropriate

How can you open a savings account?

  • Come to any branch with the original documents required


or

  • Online, through OTP Internet and Mobile Banking:

Step 1: Select the "Deposits" option from the application menu
Step 2: Press the ”+” button at the bottom of the screen to add a savings account
Step 3: Select the source account, from which you will transfer the money to the savings account
Step 4: Select the savings account from the predefined list
Step 5: Indicate the amount to be transferred
Step 6: Check all required boxes and authorize the operation


or

  • Submit your application online in 5 easy steps:

Step 1: Access the computer
Step 2: Choose the savings account that suits you
Step 3: Fill in the online form with the requested personal data
Step 4: Wait for our advisor's call to clarify some details and set up an appointment
Step 5: Come to the bank, with the necessary documents, to sign the contract