Curs valutar şi Indici de referinţă

Format: 22/07/2019
4.5000 %
Details
2.6730 %
Details
0.0000 %
Details
6.6800 %
Details
4.5500 %
Details

Internal index - the interest rate on deposit in MDL for a period of 6 months offered by Bank to individuals.

Reference Index that is applied for one interest rate period is determined either on February 18 entering into force on March 5 or August 18 entering into force on September 5 of each calendar year, depending which of these dates is the earlier.

It is used for interest rate calculation of the following lending products:

Index LIBOR 6M ("London Interbank Offered Rate") - the interest rate at which banks on London market borrow between them in USD. It is calculated as the arithmetic average of the interest rates used by the major banks for various major currencies on the international market.

Reference rate that is applied for one interest rate period is determined either on March 25 or September 25 of each calendar year, depending on which of these dates is the earlier.

it is used for interest rate calculation of the following lending products:

Index LIBOR 6M ("Euro Interbank Offered Rate") - the interest rate at which European banks borrow between them in EUR. It is calculated as the average of the interest rates used by the major banks of euro zone.


Reference rate that is applied for one interest rate period is determined either on March 25 or September 25 of each calendar year, depending on which of these dates is the earlier.

it is used for interest rate calculation of the following lending products:

Index CHIBID 6M (“Chisinau Interbank Offered Rate”) - the average of interest rates at which local banks are disposed to borrow money resources from other banks on monetary market.

Index CHIBOR 6M (“Chisinau Interbank BID Rate”) - the average of interest rates at which local banks are disposed to borrow money resources to other banks on monetary market.

Index CHIBID /CHIBOR 6M is calculated as the average of all CHIBID 6M and CHIBOR 6M average values indicated for each banking day during the period between March 1 - August 31 and September 1 - February 28.

It is used for interest rate calculation of the following lending products:

Presented data are informative and cannot represent the subject of a contract. They can be modified depending on market trends.

The indicated reference indexes are used for calculation of loans floating rate in case the loan is granted today. For loans granted before this date the value of reference index can be viewed by selecting the required date in the corresponding field above.
 

IMPORTANT!

Depending on the currency of your Mobiasbanca banking card account the above indicated exchange rates are used as follows:

1. For transactions made with card in MDL or USD abroad there are 2 stages:

  • currency exchange between transaction currency and reference currency1 made by the international payment system (MasterCard) at its own rate2 applied at the moment of settlement
  • currency exchange between reference currency and account currency made at bank exchange rate for card transactions

2. For transactions made with card in EUR or USD in the Republic of Moldova for currency exchange will be applied the bank exchange rate for card transactions.

Notes:

1 – For cards issued by Mobiasbanca within international payment system MasterCard the reference currency is EUR
2 – For cards in EUR it is applied only this stage in case the transaction currency is different from reference currency