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Bank transfers

Stay close to your loved ones, wherever you are

International coverage

Speed and safety

Accessibility

Be with your loved ones, wherever you are. You can receive or send them money quickly and safely, using the money remittance systems offered by Mobiasbanca - OTP Group.

Your advantages

  • You can send money anywhere in the world, quickly and safely
  • You can receive or send money to your loved ones, without having a bank account
  • The money sent can be received immediately or within a few hours / days, depending on the money remittance system chosen or the schedule of local agents

SWIFT

  • General characteristics

Transfers are made anywhere in the world, via SWIFT technology and correspondent banks.
The bank details for the transfer are indicated depending on its currency: USD, EUR, RUB, GBP, CAD, CHF or RON. More details can be found here.
Transfer duration - from 2 days

  • Commissions

Transfer of foreign currency - 0.25% commission (minimum € 20 and maximum € 150)
Issuance of freely convertible currency (FCC) in favor of individuals - 1.0% of the amount (minimum € 5.00)

  • Useful documents:

Payment order in foreign currency

Western Union

Western Union - leader on the international remittance market, with more than 355,000 locations in over 200 countries and territories, more than 30,000 locations in the CIS countries and more than 800 locations in Moldova.

  • General conditions

Currency - remittances can be sent and paid in US dollars and Euros. Remittances can be received and sent to any branch of the bank.
Execution term - remittances are made without the need to open a bank account and are available at least 5 minutes after sending.
Validity period - if the remittance is not paid to the beneficiary within 45 days after sending, the transaction is archived in the system.
If the Ordering Customer makes changes to the remittance, no additional fee will be charged.

  • Return conditions

The remittance sent may be returned at the request of the Ordering Customer, provided that the remittance has not already been paid to the beneficiary.
In order for the remittance to be returned, the Ordering Customer should come to the branch of the bank where the operation was carried out, with the following documents:

- valid identity document,
- documents certifying the remittance,
- the return request, completed in writing, indicating the dates of remittance and the reason for the return.

  • Method of payment

- if the Ordering Customer requests the return of the remittance, the amount of the remitted dispatch shall be returned to him, without the transaction fee,
- in the event of cancellation of the remittance by the remittance system, the orderer shall be reimbursed the full amount of the transaction, including the commission paid on dispatch.

  • Rates

The commission shall be paid only by the orderer at the time of remittance. Other fees to the payee are not withheld.

Tariffs charged for sending remittances from the Republic of Moldova abroad
Tariffs charged for sending remittances from the Republic of Moldova to Turkey and the United Arab Emirates
Tariffs for remittances sent to CIS countries
Tariffs for remittances sent to the Republic of Haiti
Tariffs for remittances sent to the People's Republic of China
"12 hour" rates for remittances sent to CIS countries (except Turkmenistan)

For more information access www.westernunion.com

Moneygram

Moneygram - one of the leaders in the international money remittance market, present in about 293,000 locations in over 197 countries.

  • General conditions

Currency - remittances can be sent / received in USD and EURO. The payment currency is selected by the Ordering Customer at the time of delivery. If the payment currency differs from the shipping currency, the system will apply the exchange rate, which it will keep for 45 days. After 45 days, the amount to be paid may change due to the exchange difference.
The maximum amount - 7,000 Euros.
Execution term
- remittances are made without the need to open a bank account and are available to the recipient at least 5 minutes after sending.
Validity period
- remittance is available for payment for 90 days after sending. If the remittance has not been requested for payment within 90 days, it is archived in the system.
Additional services
- a message of up to 10 words can be sent through the MoneyGram system, which will be notified to the beneficiary upon payment of the remittance.

  • Return conditions:

The remittance may be returned at the request of the Ordering Customer provided that the remittance has not already been paid to the beneficiary. Upon request for the refund of the remittance, the authorizing Ordering customer shall come to the branch of the bank to which he made the remittance with the following documents:
- valid identity card
- documents certifying the remittance
- the return request, completed manually, indicating the details and the reason for the return

How to pay the remittance returned: at the written request of the Ordering customer, he is handed the total amount of the remittance, including the transaction fee. The return is made on the day of the request by the Ordering customer, and the cash will be issued on the same day.

  • Rates

The commission is paid only by the Ordering customer at the time of the transaction. Other fees to the payee are not withheld. If the Ordering customer makes any changes to the remittance, no additional fee will be charged.

Tariffs for remittances from the Republic of Moldova abroad

For more information access www.moneygram.com

Zolotaya Korona

Zolotaya Korona - has been active in the remittance market since 2003, in over 48,000 locations.

  • General conditions

Each consignment is protected by security systems and can be identified with a unique control number.  Remittances can be sent / received in 3 currencies - RUB, USD, EURO and are accessible within seconds after sending.
Commissions are paid only by the Ordering customer at the time of the transaction.
If the beneficiary does not receive the money within 3 years after sending, it shall be returned to the Ordering customer.

  • Return conditions

The remittance sent can be returned at the request of the Ordering customer, if the funds have not been collected by the beneficiary. In order to return the remittance, the Ordering customer shall come to the branch where the operation was carried out, with the following documents: - valid identity document,
- documents certifying the remittance,
- request for return, completed manually, indicating the details and the reason for the return.

Method of payment of the returned remittance: the return and release of funds, is executed at the time of the request submitted by the Ordering customer, and only upon presentation of the necessary documents.

For more information access www.www.koronapay.com

How does it work?

When you send money

1. Hand over to the operator, the valid identity card;
2. Communicate verbally the details of the remittance or complete the remittance request related to the remittance;
3. The operator will enter the delivery details in the system and will hand you the printed form for verification;
4. Check the details of the transaction on the form and sign it;
5. Communicate to the recipient the amount sent and the remittance control number, entered on the sending form.

When you receive money

1. Hand over to the bank operator the valid identity card;
2. Verbally communicate the details of the remittance or complete the release request related to the remittance system;
3. The operator will hand you the money and the order of issuing the cash related to the remittance.


Protect yourself from fraud

Every day, millions of people around the world use remittance services to send money to their loved ones. However, every time you send the money to someone you do not know personally or reveal the details of the remittance to someone, you run the risk of being the victim of fraud.

We recommend that you consider the following to protect yourself from fraud:

  • Never send money to a stranger through a money remittance service
  • Do not disclose the details of a third party referral
  • Pay close attention to business or opportunities that seem too advantageous to be true
  • Do not use the money remittance service to pay, for example, for purchases at online auctions
  • Do not send money to pay taxes or fees for potential winnings in international lotteries.

Important! Don't let an unknown person teach you how remittance services work. Accept advice from a bank operator olny. If you suspect that you may be the victim of a fraud, immediately ask the operator to cancel the transfer.