Your advantages
- ZERO commission for granting
- Quick approval: from 15 minutes*
- Wide range of accepted income sources
- Refinancing on favourable terms
- No proof of income*
- No pledge*
Characteristics
- Maximum amount financed: up to 450 000 MDL, per family
- Lending period: from 3 to 60 months
- Floating interest rate for the entire loan period
*The approval term may depend on the amount / complexity of the credit file, and the interest rate may depend on both the loan amount and the customer category (customers who receive their salary on OTP Bank cards, customers who have a positive credit history or who work in the medical sector). If the information on the applicant's income from the State Tax Service database is inconclusive or missing, it will be necessary to submit additional supporting documents. For an amount greater than 100,000 lei, confirmation of ownership of a property will be required and the surety of a third party may be requested. The bank warns consumers about the responsibility for repaying loans.
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