Unsecured consumer loans

Choose in your favour. Choose OTP Bank

Without pledge

and without justification of expenditure

Up to 450 000 lei

per family*

ZERO commisions

for file analysis, granting and administration

We know you've always thought of your loved ones first, but now it's time to take care of yourself and move confidently towards your dreams. It's time to choose in your favour.

Apply now for an unsecured consumer loan of up to 450,000 lei with an interest rate from 9.50% p.a., no fees, and get a free Visa debit card and unlimited access to OTP Internet & Mobile Banking.

Contact us now to apply for a loan or to find out how much you can receive.

Promotional Offer - 9.5%

Client category
Amount 75000 350000
Term 6 Months 60 Months

Calculate the monthly rate

The accuracy of this calculator`s data and its applicability to your particular case is not guaranteed. For accurate information and a personalised calculation, please visit any branch of the bank.

Credit body

12871.02 MDL

Annual interest rate

9.5 %

Effective annual interest rate

9.83 %

Sample calculation: For an unsecured personal loan of 100,000 lei with a fixed interest rate of 9.50% for a term of 60 months, the APR (Annual Percentage Rate of Interest) is 9.94%.

Useful information


- Maximum amount financed: up to 450 000 MDL, per family
- Loan period: from 6 to 60 months
- Fixed interest rate for the whole loan period

How can you apply for credit?
  1. Come into any branch or contact us on +373 22 256 456 and request an appointment with a bank advisor
  2. Apply online
Eligibility criteria

- You are a citizen of the Republic of Moldova and have a residence visa in the Republic of Moldova
- You are between 18 and 65 years old
- You are officially employed in the Republic of Moldova and have worked for at least 4 months with your current employer

Accepted income sources

- Income from salaries
- Other income which is of a permanent nature and can be confirmed

Required documents

- Identity card (original)
- Credit application
- Account statement and/or other supporting documents regarding income received
- Other documents requested by the bank, if necessary

Current offer