Your advantages

With Mastercard Platinum you get special offers at home and abroad, quality banking services and extra privileges. Choose it now and make the most of the benefits of a premium card.

1. ZERO fees to merchants anywhere in the world
2. Online security thanks to 3D secure technology
3. Pay fast, with a simple tap thanks to EMV (embedded chip) and Contactless technology
4. Easily reload your card at cash-in ATMs, by depositing cash at OTP Bank counters, by bank transfer or through remote services
5. Withdraw cash at ATMs and counters of banks at home and abroad
6. You have permanent control over the expenses made through OTP Internet & Mobile Banking or through account / card statements sent free of charge monthly
7. VIP offers from the Bank¹
8. For transactions in foreign currency, you are exempt from exchange rate fluctuations and you pay the same amount that is blocked
9. Free access² to Lounge Key
10. Special offers from Mastercard partners
11. Special offers in selected restaurants at European airports

_{¹ offers are subject to terms and conditions, which can be found by contacting the Bank's advisors
² the service can be used 4 times in a year}

Useful information, regulations, costs

• Rules and conditions for using the 3D Secure service

Debit card rates

• Tariffs for debit cards
• Tariffs for social cards
• Tariffs for Premium cards
• Tariffs for debit cards with stopped issuance
• Tariffs for debit cards issued within salary projects

Credit cards rates

• Rates for servicing credit cards

Rates for cards issued by other banks, at OTP Bank ATMs

• Rates related to the acceptance of bank cards issued by other banks at OTP Bank ATMs

Information on the conditions for issuing and servicing bank cards (pdf)

• Information on the conditions for issuing and servicing bank cards (pdf)

Information on the Deposit Guarantee Fund for Individuals

Deposits of individuals are guaranteed up to the coverage level of 100 000 lei.

• FGDSB brochure
• Depositors' information form