Dear customers,

We would like to inform you that as of 15.08.2023, OTP Bank S.A. (hereinafter referred to as "the Bank") is discontinuing the "Authorized Overdraft" credit product for its customers. Thus, starting from that date, the Bank will no longer conclude contracts with its clients for the granting of the above-mentioned product.

At the same time, we draw the attention of our clients to the fact that the contractual relations existing on 15.08.2023 will continue to produce effects until their validity expires. Thus, all customers who are beneficiaries of the authorized Overdraft credit product will continue to be serviced according to the conditions stipulated in the respective contracts, with the exception of the conditions related to the modification of the credit limit and the extension of the validity term of the authorized Overdraft credit product.

Upon expiry of the validity period of the contracts relating to the authorised Overdraft credit product, in the event of an application to the Bank, the customer will receive an offer from the range of credit products offered by the Bank in force at that time (e.g. Credit Card).

For more details call your OTP Bank personal advisor or the Call Center on 022 256 456.